(DYA)
offers customers a safe and easy means
of opening and operating a full bank account from the convenience of their MTN
Mobile phone, without the hassles of tedious documentation requirements
(all registered MTN customers are automatically eligible) or the difficulty of finding or getting to bank branches, as the product is easily accessible through our network of Agents.
(all registered MTN customers are automatically eligible) or the difficulty of finding or getting to bank branches, as the product is easily accessible through our network of Agents.
The Diamond Y'ello Account
With the Diamond Y'ello Account, customers will enjoy;
- The
convenience of opening a full bank account without the need to visit a
bank branch to fill forms or provide any documentation.
- Easy
access to bank services through our network of Agents for deposits and
withdrawals.
- A
full bank account with interest payments on account balances
- The
convenience of applying and receiving loans from their MTN Mobile phones
- The
ability to send and receive money to and from any bank account in Nigeria
and also to non-account holders.
- Go-cashless
with a safe and secure means to buy airtime and pay for goods and services
To open an account in just a few seconds,
simply dial *710# and select your PIN.
Click Here
to view and download Agent List.
USING YOUR DIAMOND Y'ELLO ACCOUNT:
To check your account Balance
- Dial
*710#
- Select
Bank Services by typing 1 and send
- From
the displayed screen, type 2 and send to check your account balance.
- Enter
your account PIN
- Account
balance information will be displayed.
To buy MTN Airtime
- Dial
*710#
- Select
MTN Service by typing 2 and send
- From
the displayed screen, type 1 to recharge your phone or type 2 to recharge
for others and send.
- Enter
the amount of Airtime you wish to buy
- Enter
the beneficiary's mobile number (no entry is required if your own mobile
phone is the beneficiary)
- Repeat
the mobile number entered in step 5 above
- Confirm
the details supplied
- Enter
your Account PIN
- You
will receive a message on your phone confirming the completion of the
transaction.
To Transfer Money – Y'ello Account to
Y'ello Account
- Dial
*710#
- Select
Bank Services by typing 1 and send.
- Options
1,2,3 will be displayed
- Select
Transfer Money by typing 1 and send.
- Select
Account to Account by typing 1 and send.
- Enter
receiver's NUBAN Account number
- Repeat
the NUBAN Account number
- Enter
the amount you wish to send
- Enter
a reference, e.g. "Gift from Peter" (optional)
- Confirm
the details supplied
- Enter
your Account PIN
- You
will receive a message on your phone confirming the completion of the
transaction
To Transfer Money to Unbanked subscribers
(Voucher Generation) (Non-MTN recipient)
- Dial
*710#
- Select
Bank Service by typing 1 and send.
- Options
1,2,3 will be displayed
- Select
Transfer Money by typing 1 and send.
- Select
send to unbanked by typing 3 and send.
- From
the display screen,
- Enter
the recipient's mobile number
- Repeat
the mobile number
- Enter
the amount you wish to send
- Enter
reference
- Select
a four-digit secret code
- Repeat
the secret code
- Confirm
the details supplied
- Enter
your Account PIN
- You
will receive an SMS containing the secret code and a Token (a randomly
generated twelve-digit number)
- Pass
on the Token and the secret code to the receiver. Thereafter, the receiver
goes to a Mobile Money Agent to cash out the money.
To Transfer Money to a favourite
- Dial
*710#
- Select
Bank Service by typing 1 and send
- Select
Transfer Money by typing 1 and send.
- Options
1,2,3 will be displayed
- Select
Favourites by typing 4 and send.
- From
the display screen,
- Select
Favourites by Name or Find option through typing 1 or 2 respectively and
send.
- Select
a favourite
- Enter
the amount you wish to send
- Type
in a reference, e.g. "Gift from Peter" (optional)
- Confirm
the details supplied
- Enter
your Account PIN
- You
will receive a message on your phone confirming the completion of the
transaction
To pay Bills for MTN Services i.e.
(Postpaid subscription)
- Dial
*710#
- Select
MTN Services by typing 2 and send
- Select
Post Paid Subscriptions by typing 2 and send.
- Options
1,2,3 will be displayed
- Enter
the postpaid mobile number
- Enter
the amount you wish to pay
- Type
in a reference, e.g. "July bill" (optional)
- Enter
your Account PIN
- You
will receive a message on your phone confirming the completion of the
transaction.
To pay Utility bills e.g. (DSTV)
- Dial
*710#
- Select
Quick Pay by typing 3 and send
- Options
1,2,3 will be displayed
- From
the display screen, select DSTV by typing 1
- Enter
the DSTV smart card number
- Enter
the amount you wish to pay
- Enter
your Account PIN
- You
will receive a message on your phone confirming the completion of the
transaction.
To Deposit Cash into your Diamond Yello
Account
- Visit
any Diamond Y'ello Account agent
- Tell
the agent how much you wish to deposit into your Diamond Y'ello
Account
- Hand
over cash to the agent.
- Give
the agent your DYA NUBAN Account number
- The
agent will credit your account with the amount you have handed over to him
for
- You
will receive a text message that your account has been funded with the
amount you wish to deposit into your account.
- Check
your account balance to confirm money has entered your account
To Withdraw Cash from your Diamond Y'ello
Account
- Visit
any Diamond Y'ello Account agent
- Tell
the agent how much you wish to cash-out
- Follow
the other instruction to withdraw amount from an agent.
- Await
a confirmation prompt from the system (sent by the agent to your phone) to
approve cash withdrawal
- Proceed
to approve cash withdrawal once confirmation prompt is received.
- From
your Phone
- Dial
*710#
- Options
1,2,3 will be displayed
- From
the display screen, select Bank Service by typing 1
- Select
Cash Withdrawal by typing 3 and send.
- Select
from Agent by typing 1 and send
- View
the transaction pending approval from the list
- Select
Approved by typing 1 and send to approve cash withdrawal
- Enter
your account PIN
- You
will receive a message confirming the success of the cash-out along with
your remaining balance after the transaction.
- Receive
the cash from the agent
To View Your Account Statement
- Dial
*710#
- Select
Bank Services by typing 1 and send
- From
the display screen,
- To
View Account Statement, type 5 and send.
- Enter
your account PIN
- Account
Statements for 5 previous transactions will be displayed.
To View Your NUBAN Account Number
- Dial
*710#
- Select
Bank Services by typing 1 and send
- From
the displayed screen, Select manage Account by typing 6
and send
- To
view your NUBAN Account Number type 2 and send
- Your
Diamond Y'ello NUBAN Account Number will be displayed.
To change your account PIN
- Dial
*710#
- Select
Bank Services by typing 1 and send
- From
the options displayed choose Manage Account by typing 6 and send.
- Select
Change Acct PIN by typing 1 and send.
- Enter
your current account PIN
- Enter
a new account PIN
- Repeat
the new account PIN
- You
will receive a confirmation upon completion.
